批量付款：SEPA直接付款（SDD）¶
SEPA（Single Euro Payments Area）是欧洲联盟的支付集成倡议，它为欧洲国家之间的欧元电子付款提供了标准化和简化的解决方案。通过 **SEPA Direct Debit**（SDD），客户签署授权您从银行帐户收取未来的付款的委托。特别适用于基于订阅的定期付款。
您可以在Odoo中记录客户 SDD 委托，并生成列出要收取的付款的XML文件。 将这些文件上传到您的银行 使其从您的客户收取这些付款。
注解
SDD 由所有SEPA国家支持，包括欧洲联盟27个成员国以及其他国家。
配置¶
债权人标识符¶
要为客户付款启用 SDD，请前往 ，滚动到 客户付款 部分，启用 SEPA 直接借记 ，然后点击 保存 。接着，再次滚动到 客户付款 部分，设置公司的 债权人标识符 ，并点击 保存 。
小技巧
由您的银行或该国家负责提供债权人标识符。测试目的，您可以使用测试债权人标识符 DE98ZZZ09999999999 。
PAIN文件版本¶
默认情况下，由Odoo生成的 SEPA合规XML文件 使用 SDD PAIN.008.001.02 格式。如果您的银行要求使用2023年更新的版本，请前往 ，选择 银行 账户。然后，在 收入付款 标签中，将 SEPA Pain版本 字段设置为 更新2023（Pain 008.001.08） 。
更多内容
SEPA直接借记授权¶
SDD 授权是授权公司从客户的银行帐户借出资金的法律文件。它包括关键信息，如客户姓名和IBAN，授权开始和结束日期，以及授权唯一标识符。授权表格必须填写并签署。
创建授权¶
创建 SDD 授权:
去 。
点击 新建 ，填写字段。
点击 发送并打印 ，可选择编辑邮件，然后点击 发送并打印 将授权表格发送给客户进行签名。
点击 验证 激活授权。
重要
A valid IBAN must be defined in the Account Number field of the bank journal used to receive SDD payments for the mandate.
小技巧
To print the mandate form after the mandate has been validated, click the (gear) icon, then select Mandate form.
The SDD Scheme depends on the type of customer: Select CORE for B2C customers and B2B for B2B customers.
SDD mandates are created automatically for online payments made with SDD.
Once an SDD mandate is active, subsequent SDD payments can be generated via Odoo and uploaded to your online banking interface. Customers with an active SDD mandate can also use this payment method for online purchases.
Closing or revoking a mandate¶
SDD mandates are closed automatically after their End Date. If this field is left empty, the mandate remains active until it is closed or revoked. To close or revoke a mandate, go to , select the relevant mandate, and click Close or Revoke.
Closing a mandate updates the mandate’s end day to the current day. Invoices issued after the present day will not be processed with an SDD payment. Revoking a mandate disables the mandate immediately. No SDD payment can be registered anymore, regardless of the invoice’s date. However, payments that have already been registered are still included in the next SDD XML file.
警告
授权书在最后一次收款日期后的 36 个月会自动关闭。
Closed or revoked mandates cannot be reactivated.
Processing SDD payments¶
All registered SDD payments can be processed at once by uploading an XML file containing a batch of all posted SDD payments to your online banking interface. To do so, follow these steps:
Create a batch payment and include the SDD payments to collect.
小技巧
You can filter payments by SDD scheme using the SDD CORE and SDD B2B filters.
Validate the batch payment. The XML file is generated automatically and available for download in the chatter.
Download the XML file and upload it to your online banking interface to process the payments.
Once the SDD batch payment has been received, reconcile the transaction with the batch payment to mark the related invoices as Paid.
小技巧
To view the payments and invoices linked to a specific SDD mandate, click the Collections and Invoices Paid smart button on the Direct Debit Mandate form.
Click Re-generate Export file to regenerate the XML file.
SDD rejections¶
SDD rejections can occur for several reasons, the most common being insufficient funds in the customer’s account. With SDD, the recipient’s account is credited before the funds are actually debited from the customer’s account. As a result, if an SDD payment is later rejected, the bank automatically withdraws the amount of that payment from the recipient’s account, and a new transaction for a negative amount is created to reflect the SDD rejection.
SDD 拒付的处理方式取决于是否为 SDD 付款方式配置了 待处理科目 。
注解
The following procedures assume that the incoming SDD payment’s bank transaction has already been reconciled with the payments or invoices.
如果未为 SDD 付款方式配置 待处理科目 ，则不会创建日记账分录。在这种情况下，您必须取消付款并取消核销。
Access the invoice linked to the rejected SDD payment.
Click the Payments smart button to access the payment associated with the invoice.
Click Reset to draft, then Cancel.
Go back to the invoice and click the (information) icon in the footer of the Invoice Lines tab, then click Unreconcile.
Access the bank journal’s reconciliation view and reconcile the transaction created for the SDD rejection with the debit (negative journal item) to the account receivable on the incoming bank transaction.
如果在 SDD 付款方式上设置了 待处理科目 ，则 SDD 付款会创建日记账分录。如果 SDD 付款被拒付，您必须冲销与被拒付付款关联的日记账分录，并将该日记账分录的冲销与 SDD 拒付交易进行核销。为此，请按照以下步骤操作：
Access the invoice linked to the rejected SDD payment.
Click the (information) icon in the footer of the Invoice Lines tab, then click View to access the payment associated with the invoice.
Click the Journal entry smart button to access the related journal entry.
Click Reverse entry, optionally edit the fields in the popup, then click Reverse. A reversal entry is created with a Reference mentioning the initial journal entry. As a result, the invoice is marked as Not paid.
Access the bank journal’s reconciliation view and reconcile the transaction created for the SDD rejection with the reversal of the entry related to the payment.
